A key in a door symbolises unlocking your path to home ownership. In the UK, mortgage advisers often use an...
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blogs
How UK Mortgage Advisers Use an Affordability Calculator to Determine What You Can Borrow
cemap
/ May 21, 2025
affordability calculator UK, dual income mortgage UK, financial checks mortgage UK, first time buyer UK, how much can I borrow UK, mortgage advice training UK, mortgage adviser UK, mortgage affordability assessment, mortgage affordability check, mortgage affordability UK, mortgage case study UK, mortgage lender criteria UK, mortgage stress testing UK, single income mortgage UK, UK mortgage advice
CeMAP Borrower Types: The Ultimate List for Exam Success
cemap
/ May 19, 2025
Which of these borrower profiles will you encounter on your CeMAP exam? This guide lists all the key borrower types...
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Calculating LTV: A Guide for CeMAP Students
cemap
/ May 16, 2025
Stuck on LTV maths for your CeMAP exam? You're not alone. Understanding how to calculate Loan to Value (LTV) ratios...
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Ultimate Guide to Becoming a CeMAP Mortgage Adviser: Steps, Tips & Resources
cemap
/ May 14, 2025
Becoming a CeMAP Mortgage Adviser is your gateway to a rewarding career in the UK’s thriving mortgage sector. Whether you’re...
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3 Top Tips in Passing CeMAP 3 Exam: A Step-by-Step Guide
cemap
/ May 12, 2025
The CeMAP 3 exam (Assessment of Mortgage Advice Knowledge) is a two-hour, computer-based test comprising six case studies with ten...
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Fixed vs Tracker vs Variable Mortgage: CeMAP Comparison for Learners
cemap
/ May 9, 2025
Which mortgage type suits your client? Understanding the key differences between fixed, tracker and variable mortgages is essential for anyone...
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CeMAP Study Hub Portal: Your All-in-One Self-Study Solution
cemap
/ May 7, 2025
Struggling to organise your CeMAP revision? The CeMAP Study Hub Portal is here to help. We are a LIBF‑accredited Learning...
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PRA vs FOS vs FSCS: Who Regulates Mortgages in the UK? A CeMAP 1 Explainer
cemap
/ May 5, 2025
Not sure which regulator does what? You are not alone. The UK’s mortgage market has three key bodies: the Prudential...
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Understanding GDPR & Data Protection in Mortgage Advice: GDPR for Mortgage Advisers
cemap
/ May 2, 2025
Confused by GDPR for mortgage advice? You’re not alone. Navigating the complexities of data protection can feel like traversing uncharted...
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Top 5 Money Laundering Red Flags Every CeMAP Student Needs
cemap
/ April 28, 2025
Worried you’ll miss a money laundering sign in the CeMAP exam?Money laundering scenarios often lurk in exam questions for Unit...
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Explaining the FCA: Your Guide to CeMAP 1 Regulation
cemap
/ April 25, 2025
Struggling to understand the FCA for your CeMAP exam? You’re not alone. The Financial Conduct Authority (FCA) plays a critical...
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Anticipated UK Mortgage Lending Growth: 3.1% Surge & £76 bn Remortgage Boom
cemap
/ April 23, 2025
UK mortgage lending growth is forecast to more than double this year – rising from a net increase of 1.5%...
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Mortgage Price Wars Return: Sub 4% Deals from Santander, Lloyds & Barclays
cemap
/ April 21, 2025
A renewed mortgage price war has arrived in the UK market, with Santander leading the charge by launching two‑ and...
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Mastering Revision: Key Strategies to Ace Your CeMAP Exams
cemap
/ April 16, 2025
Revision is the backbone of exam success. For many CeMAP candidates, mastering the art of revision can make the difference...
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Virtual Learning vs. Self-Study: Finding the Best Approach for CeMAP Success
cemap
/ April 14, 2025
Deciding how to best approach your CeMAP studies is a crucial step toward success. With multiple learning methods available, the...
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CeMAP Qualification FAQ: Career Progression and Achieving CAS
cemap
/ April 11, 2025
After obtaining your CeMAP qualification, the next steps involve gaining practical experience, achieving CAS, and exploring various career advancement opportunities....
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Practical Case Studies: Preparing for the New Mortgage Landscape (A CeMAP Approach)
cemap
/ April 7, 2025
As an experienced mortgage adviser with over a decade in the industry, I’ve found that nothing beats real-life examples when...
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Staying Focused on Your CeMAP Syllabus Amid Government Changes
cemap
/ April 2, 2025
Hello CeMAP learners,I hope you’re all keeping well and staying focused on your studies. With all the chatter around the...
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Your Roadmap to Homeownership in 2025: What Buyers Need to Know
cemap
/ March 31, 2025
The journey to homeownership can often feel overwhelming, especially in a market as dynamic as the UK’s. With new tax...
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Communicating Change: How Advisers Can Build Client Trust Amid Budget Shifts
cemap
/ March 28, 2025
In my 10+ years as a mortgage adviser, I have seen firsthand how economic shifts and government policy changes can...
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