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Certificate in Mortgage Advice & Practice (CeMAP)

CeMAP® course overview

The Certificate in Mortgage Advice and Practice (CeMAP®) is a recognised qualification awarded by The London Institute of Banking & Finance.

It is an FCA-approved benchmark Mortgage Adviser qualification which meets all regulatory requirements and is highly respected throughout the industry.

Passing the three modules that make up CeMAP will equip you with everything you need to know in order to become a qualified Mortgage Adviser, and could be your gateway to a new career in Financial Services.

CeMAP Qualification Breakdown

The full CeMAP Qualification comprises of 3 Modules each with their own exam.

Units

Unit 1: Introduction to Financial Services Environment and Products.

Unit 2: UK Financial Services and Regulations

Assessment

2 hour exams comprising of 100 multiple choice questions.

Units

Unit 3: Mortgage Law, Policy, Practice and Markets

Unit 4: Mortgage Applications

Unit 5: Mortgage Related Protection Products

Unit 6: Mortgage Payment Methods and Post-completions Issue

Assessment

2 hour exams comprising of 100 multiple choice questions.

Units

Unit 7: Assessment of Mortgage Advice and Knowledge.

Assessment

2 hour exams comprising of 100 multiple choice questions.

For break down on what is covered in each syllabus click on the module links above.

Our Study Options

With over 20 years of experience providing high quality training, Futuretrend offer a selection of study options to support learners through the CeMAP process to achieving the full qualification in a style and pace to suite the individual.

Have a look at the options below and if you would like to discuss what option is best for you then one of our trained advice and guidance advisors are happy to help.

Centre Based Classroom

Conference classroom centre environment

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Live Virtual Classroom

Live learning sessions remotely accessed.

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Home study

Flexibly studies in your own time and pace.

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Accredited CeMAP® Learning Support Provider

Accreditation statement:

This learning support is accredited by The London Institute of Banking & Finance as being appropriate additional resource for students undertaking its CeMAP® qualifications

Pass with our cast iron guarantee

We believe in the quality of our training to the extent that if you fail an examination within 3 months of attending one of our tutor led training courses, we will provide you with continuous training and support at no further cost for up to 1 year.

Qualification Progression

Why not look at opening up your potential client market by adding Equity release to your services. The Certificate in Regulated Equity Release (CeRER) is a popular qualification which will allow you to advise clients on the ever growing equity release market.

You need to hold CeMAP or a CeMAP equivalent qualification in order to take this course

Our training material


Study guide/Classroom slides & Workbook.

UK Financial Regulations Easily Understood Book.

Additional Materials/study aids supplied.

Mock exams, past question papers.

Access to our Virtual Learning Zone

Our course material is the most comprehensive you will find amongst CeMAP training companies. While on the course amongst other resources you will receive the UK Financial Regulations Made Easy Book written by our most experienced CeMAP trainers. This book covers the most important aspects of the CeMAP/CeFA 1 syllabus and is designed specifically to maximise your chances of success in the examination.

It is a comprehensive summary of the syllabus which highlights all the main points and is presented in a simple, step-by-step, bullet-pointed format. Many students get lost and confused with the huge manual sent out by the IFS. This breaks it all down into bite-size, easy to understand chunks and most importantly, in an orderly fashion.

UK Financial Regulations: Made Easy not only complements the main text book but also gives you an excellent understanding of the UK financial services environment.

Learner Testimonials

You do not need a mortgage or financial background to take our CeMAP® courses. Regardless of whether you have been a Banker for 18 years or an 18 year old who has recently chosen mortgage broking as a career path, when you come to our Centre you leave what you think you know at the door and allow us to guide you on how to get through this exam successfully. We will take you step by step and provide you the training you need to pass CeMAP® . Over the duration of the course the tutor will support you fully taking you through all the sections of the vast ifs syllabus.

CeMAP® has long been recognised as the leading qualification in the financial services industry, with 80% of mortgage advisors having achieved the certificate. It is truly considered throughout the UK to be the industry benchmark qualification. You must have CeMAP or an equivalent qualification to be able to give any type of mortgage advice.

Those in the industry feel that being a mortgage advisor is a rewarding and valued career with the opportunity to help people with what might be one of the most important aspects of their lives. Obtaining Property. It’s a career that you can progress through with great salary prospects that increase with experience.

Despite recent challenges such as the Pandemic, War in Ukraine, Cost of living crisis mortgage advice careers are still a very good choice in the current economic climate. The property market is still very buoyant and includes people looking to move home or release equity in their property. With the introduction of stricter regulation and tougher mortgage applications, there is a growing demand for qualified mortgage advisors to help borrowers understand their options and make the right choices.

Most mortgage brokers will charge a fee for their service in the region of £250, although this can vary as there is not a set guideline by the FCA of fees charge and is down to the Mortgage brokerage or mortgage advisor to set a price, however this must be made clear and upfront to the client. Most mortgage lenders will pay mortgage brokers a commission, or procuration fee, of about 0.3% - 1% of the loan size.

To become a mortgage adviser you must successfully complete the Certificate in Mortgage Advice and Practice (CeMAP) qualification. This Level 3 course is approved by the FCA and is sought by employers as the industry standard. CeMAP is split into 3 Modules, CeMAP 1: UK Financial Regulations, CeMAP 2: Mortgages and CeMAP 3: Assessment of Mortgage Advice.

Simple! the best way to do this is by calling them up on 01227 818609. Alternatively, go to www.libf.ac.uk

CeMAP qualification does not expire, so once you have completed your training course and passed all three module exams you will be fully qualified to advise your clients on mortgages and mortgage related products. However, you are required to evidence your Continuous Profession Development. This does not have to be a training course or requires any further exams. It can be just reading relevant articles, watching videos or listening to a podcast to show that you are staying up to date with any changes in the industry. The essence is to show you are providing clients with current and up to date advice.

No, our training fees do not include the exam registration, this payment can be made direct to The London Institute of Banking & Finance or you can register with them through us.

The price you are quoted is the price you pay with no hidden fees along the way.