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CeMAP 2025 Qualification Changes: What’s New and How It Affects You

CeMAP 2025 Qualification Changes: What’s New and How It Affects You
After 28 years, the Certificate in Mortgage Advice & Practice (CeMAP) is getting its most significant overhaul yet. From September 2025, the London Institute of Banking & Finance (LIBF) is introducing a new structure designed to improve the qualification’s clarity, depth and progression.

This guide explains why the changes are happening, exactly what’s changing, how FSRE compares to the current CeMAP 1, and what it all means for current and future students. Whether you’re already studying or just thinking about getting started, we’ll help you understand your options with plain English advice, grounded in Futuretrend’s 28 years of training experience and the most up-to-date information available

CeMAP 2025 Qualification Changes: What’s New and How It Affects You

Why Is CeMAP Changing?

CeMAP has been the benchmark qualification for UK mortgage advisers since it launched in the late 1990s. Over nearly three decades, the industry and regulations have evolved significantly, and so has the CeMAP syllabus. LIBF periodically updated content to keep pace, but after 28 years the overall structure had become a bit disorganised and dated. Topics were added in patches, and the flow of learning wasn’t as clear as it could be for newcomers.

LIBF’s aim with the 2025 revamp is to create a clearer, more logical learning journey. By restructuring CeMAP, they intend to streamline the material, remove redundancies, and present topics in a sequence that makes sense from a beginner’s perspective. It’s about improving the learner experience, making it easier to see “the big picture” of financial services before diving into the details. In fact, the new FSRE module is structured to progress from broad context into practical application, giving learners a coherent narrative of why the industry is regulated and how advice fits into that framework. LIBF saw the need for a clearer, more up-to-date qualification that better supports today’s learners.

What Exactly Is Changing in 2025?

In summary, here are the key structural changes coming to CeMAP in 2025:

CeMAP 1 (UKFR) – This first module UKFR (currently Level 3) will be replaced by a new module called Financial Services, Regulation & Ethics (FSRE). FSRE will be a Level 4 module, one notch higher on the qualification framework – and it will cover similar regulatory foundations but in greater depth and breadth. (More on FSRE vs UKFR below.)

CeMAP 2 (Mortgages) – The second module, which currently consists of four units (Units 3 to 6 covering mortgage law, process, products, and post-completion issues), will be restructured into two units. In other words, the content of CeMAP 2 is being consolidated and reorganised into two broader sections instead of four separate ones. This is intended to streamline the mortgage material and avoid overlap, though the exact unit breakdown is awaiting final confirmation from LIBF.

CeMAP 3 (Assessment of Mortgage Advice Knowledge) – The third module (the final examination that tests application of knowledge) will receive its own formal syllabus and study resources. Currently, CeMAP 3 doesn’t have a detailed textbook, students prepare by applying what they learned in CeMAP 1 and 2. Under the new structure, LIBF plans to provide a clearer outline of the competencies and content for CeMAP 3, giving learners more guidance on how to prepare for this case-study based assessment. (In other words, CeMAP 3 will no longer be just an “implicit” module, it will be explicitly defined in the syllabus.)

FSRE is the centrepiece of these changes. It not only replaces the UKFR module but also serves as a foundational module for multiple LIBF qualifications. In fact, FSRE will double as the first module for those pursuing the Diploma for Financial Advisers, which signals how comprehensive it is meant to be. Meanwhile, CeMAP 2 and 3 will remain Level 3 modules, but with the updated structure mentioned. The overall qualification will still be called CeMAP, but its components will be updated for a more seamless learning experience.

Note: LIBF has indicated these changes will roll out for new CeMAP enrolments from 30 September 2025 onwards. The last date to register under the current syllabus is 29 September 2025, and final exams on the current CeMAP modules must be sat by 12 January 2026. After that, all CeMAP students will follow the new structure. More on the transition plan below.

UKFR vs FSRE: Key Differences in the CeMAP Exam

One of the biggest questions learners will have is how the new FSRE module differs from the current CeMAP 1: UKFR. Here’s a closer look at how the syllabus and approach compare:

UKFR vs FSRE: Key Differences in the CeMAP Exam

Structure and Flow of Topics:

CeMAP 1 – UKFR was a single-module course broken down into 25 short topics that flowed one after another over two units. It introduced the financial services industry, then covered various technical topics (economics, products, taxes, regulations) in sequence, and ended with consumer protection.

New CeMAP 1 – FSRE, by contrast, organises the content into 12 larger topics split across two units (FRE1 and FRE2). Unit 1 of FSRE covers the “big picture” context, the financial system environment, markets, government policy, the evolution of regulation, and key legal foundations. Unit 2 then focuses on advisers and clients in practice, covering the advice process, how regulatory rules apply in real scenarios, consumer rights, and the importance of ethics. This two-part structure means FSRE blends topics together in a more integrated way, rather than presenting them in isolation. The design is meant to give learners a clear understanding of why regulation exists and then how to apply it, making the learning journey more logical. By grouping related themes, FSRE provides a more coherent narrative than the old UKFR, which sometimes felt like a checklist of disparate topics.

Content Coverage – What’s New or Different:

There is a lot of overlap in core content (after all, mortgage advisers still need to learn about financial regulations, products, ethics, etc.), but FSRE expands on several areas and introduces completely new topics that UKFR didn’t cover. For example, FSRE adds a full topic on wills, intestacy and trusts, exploring additional areas of estate planning concepts that were not in the UKFR syllabus as well as learners delving into the basics of inheritance tax and different types of trusts, even applying them to scenario-based questions – whereas UKFR only briefly touched on some of these legal concepts. 

Ethics is another area with a big upgrade: FSRE devotes an entire unit (FRE2) to ethical principles, conduct, and the adviser-client relationship, making ethics an explicit part of the curriculum. In CeMAP 1 UKFR, ethics was only an implicit theme (woven into regulatory principles like “Treating Customers Fairly”) and lacked a dedicated chapter. With FSRE, students will study the Financial Conduct Authority’s approach to ethical behavior and even an industry Code of Ethics in depth, rather than it being just background context. 

Additionally, FSRE covers the financial advice process and soft skills, for instance, how to assess customer needs and provide suitable recommendations, which goes a bit further than UKFR’s more high-level mention of the advice process. 

In summary, FSRE’s content is broader: it combines the regulatory know-how needed for mortgage advice plus some foundational knowledge for broader financial planning. The trade-off is that there’s more ground to cover, but it ensures new advisers have a well-rounded understanding of financial services from the outset.

Level of Difficulty – Depth and Application:

Perhaps the most noticeable difference is that FSRE is a Level 4 module, compared to UKFR Level 3. This means the exam expectations are a bit higher: candidates will need not just to recall facts, but also to demonstrate understanding and apply concepts to situations.

The FSRE syllabus is slightly larger (with the new topics like trusts and expanded ethics mentioned above, and without dropping much from the old syllabus).

Accordingly, the exam will cover a broader and deeper range of knowledge, and questions can be more challenging. For example, where CeMAP 1 (UKFR) often asked straight forward questions targeting one fact at a time, FSRE will present a short scenario case study and ask multi-layered questions (e.g. identifying how a client scenario would be treated under specific FCA rules and what ethical issues are involved). You may have to connect two or three concepts to answer a single question. This case-study style approach is by design: the FSRE study text itself includes integrated case studies and “Think again…” reflective prompts at the end of each topic to encourage deeper learning.

In essence, FSRE will test not only what you know, but how you apply that knowledge, consistent with a higher-level qualification rather than waiting until CeMAP 3. Don’t panic – the format is still multiple-choice, but the wording and context of questions will often be more sophisticated. For instance, an FSRE question might describe a scenario involving tax implications and ethical dilemmas and ask what the adviser should do, whereas a typical UKFR question might simply have asked “What is the limit for X?” or “Which body regulates Y?”.

Units and Learning Materials:

Under the current CeMAP 1 UKFR, all content is in one study guide and there are two unit exams of 50 questions each (covering the 25 topics).

With FSRE, LIBF has structured it as two units (FRE1 and FRE2) with a clearer division of content. FSRE will be assessed in two 1-hour units: each unit contains 25 standard MCQs plus 3 case studies with 5 linked questions each. That’s a total of 40 marks per unit (80 marks overall) comprised of both direct questions and scenario-based questions. The inclusion of case studies means FSRE questions often present a client scenario or ethical dilemma, and you must apply your knowledge to answer several questions about that scenario. This tests your ability to interpret information and make judgments, not just recall facts.

The question count differs too – UKFR had 100 questions in total, whereas FSRE has 50 MCQs + 30 case-based questions (80 in total).

The study materials for FSRE are being modernised too. LIBF has already rolled out a new syllabus textbook for FSRE to accredited training providers that includes the case studies and self-test questions mentioned for them to prepare.

In short, FSRE is larger and more advanced, but also more structured. LIBF has signalled that FSRE is the comprehensive foundation for financial advisers moving forward, designed to support learners in progressing their career, hence its broader scope and higher level.

Level 4: A Harder Exam or a Better Learning Experience?

Hearing that the first module is jumping from Level 3 to Level 4 might sound intimidating. It’s true that FSRE will be more demanding than CeMAP 1 in some ways. The move up to Level 4 does entail a meaningful increase in difficulty, and students will need to engage with the material at a slightly deeper level. You’ll face scenario-based questions that test your understanding, rather than just memory, and there’s more content to master in total. So yes, purely from an exam standpoint, FSRE is objectively a bit harder than UKFR, there’s no sugar-coating that.

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However, the intention behind these changes is not to make life harder for learners, but to make the qualification more effective and relevant. LIBF’s focus is on improving clarity and giving you a stronger foundation, not on tripping you up. In fact, the new structure should help in many ways: FSRE’s two-unit layout might make it easier to mentally organise the topics, and the narrative flow (from fundamentals in Unit 1 to practical and ethical aspects in Unit 2) can help concepts click into place logically. Many students may find that what they lose in simplicity, they gain in understanding.

Remember also that LIBF is providing plenty of support for FSRE throughout the comprehensive syllabus they developed, carefully mapped to the exam requirements. LIBF has noted, while FSRE is more challenging, it’s structured to guide diligent students to the higher level of competency needed – the jump from Level 3 to Level 4 is there but it’s not unmanageable with the right preparation. In other words, if you put in the study time and make use of the resources available from both LIBF and accredited training providers depending on your learning style and study needs, you can absolutely succeed at FSRE. Many learners (especially those who eventually want to progress to broader financial advice roles) will actually appreciate the deeper knowledge gained through this new module.

Bottom line: The new CeMAP isn’t designed to scare you off – it’s designed to produce more capable advisers. Think of FSRE less as a hurdle and more as a valuable investment in your professional development. Yes, it’s a bit tougher, but it should also make you a more knowledgeable adviser by the end of it. And with a well-structured syllabus and support, the difficulty is very much manageable.

What the Changes Mean for Current CeMAP Students

If you’re already partway through your CeMAP studies (or about to start soon), you’re probably wondering how this transition will affect you. The good news is that there is a long transition period and a clear path to complete your qualification under the current structure if you wish. Here are the key points to know:

What the Changes Mean for Learners

You can still take CeMAP exams in the current format until January 2026. LIBF has announced that 29 September 2025 will be the last date to enrol on the current CeMAP modules (UKFR, Mortgages, etc.), and 12 January 2026 will be the final exam sitting for the current syllabus. So, if you’re already studying CeMAP 1 or 2 right now, you have the rest of 2025 and first couple weeks of 2026 to book your exams and pass them before the changeover. There’s no need to panic – that’s ample time to prepare.

Consider finishing CeMAP 1 (UKFR) before the switch to FSRE. Since FSRE is at a higher level and covers more content, you may benefit from completing CeMAP 1 under the existing syllabus if you’re able to. For those already studying or looking to over the coming months it would be a good idea to at least get CeMAP 1 completed before the changes, otherwise you would then need to do the higher FSRE paper and repeat over areas of study completed already.

Good news is, if you pass CeMAP 1 (UKFR) now, you won’t have to take FSRE later. You’d then only need to complete CeMAP 2 and 3 (which remain Level 3) under the current structure. So, if you’re well underway with CeMAP 1, it’s worth focusing on getting that exam done in this year.

If you plan to finish all CeMAP modules before the deadline, make a timeline. Map out which exams you need to take and give yourself enough study time for each. For example, you might aim to complete CeMAP 1 by end of Summer 2025, CeMAP 2 by  end autumn 2025, and then CeMAP 3 by the final January 2026 sitting, though many learners who can bit in the time normally have the qualification completed within 4 months. Everyone’s pace is different, but having a plan will help ensure you don’t miss the cut off. Keep an eye on LIBF for official announcements and exam booking windows – so you can schedule everything in time.

Don’t feel rushed into it if you’re not ready. While finishing under the current syllabus has its advantages, it’s not worth sacrificing your learning or stress levels if the timing doesn’t work for you. The last thing we want is for you to book exams you’re not prepared for, just to beat the deadline. The new FSRE module and restructured CeMAP 2/3 will be there for you in 2026, So if you’re only just starting your CeMAP journey now or won’t realistically finish by the end of 2025, that’s okay. Many students will transition to the new syllabus, and training providers (like us at Futuretrend) and LIBF will have support in place to help you succeed with it.

Already CeMAP qualified? You’re unaffected. If you happen to have fully completed CeMAP and are just reading this out of curiosity, rest assured your qualification remains valid and you do not need to take FSRE or any new exams. LIBF has made it clear that existing CeMAP holders with either the full qualification or completed any of the modules will not be forced to “upgrade” or requalify – CeMAP is still CeMAP and any passed modules will still stand.

Key takeaway for current students: If you’re in a position to finish under the current structure, it may be worth doing so, especially getting CeMAP 1 done before changes comes in. But do it at your own pace and don’t compromise on learning – you have until 12 Jan 2026. If you can’t meet that timeline, don’t fret; the new structure is there to help you, not hinder you and the LIBF will be reaching out to those currently registered during the month of July to outline your options.

The goal is for you to become a capable mortgage adviser, whichever route you take to get there.

What the Changes Mean for New Learners Starting in 2025/26

If you haven’t started CeMAP yet but are planning to post from August onwards, you will most likely be entering under the new 2025/26 syllabus by the time you enrol. Here’s what you should know:

Your CeMAP journey will begin with FSRE, the new Level 4 module. As described above, FSRE is replacing the old CeMAP 1. This means your first step will be a broader and slightly more advanced course covering financial services regulation and ethics in depth. If you’ve read horror stories from past students about memorising endless lists of regulations for CeMAP 1, take heart – FSRE’s approach is more about understanding context and applying principles. Many learners actually find a well-structured narrative easier to digest than isolated facts. However, be prepared for a challenge: being a Level 4 module, FSRE will require a bit more critical thinking and study time than CeMAP 1 did. It sets a higher bar at the entry point, which can be a positive if you embrace it, but it might feel intense if you were expecting a quick and easy first exam. Just know that it’s doable with the right effort, and you’ll come out with stronger knowledge because of it.

The new structure is designed to help you learn in a logical order. One benefit of coming in fresh under the 2025 structure is that you won’t have to re-adjust your learning midway – you’ll follow the new flow from the start. You’ll get the big-picture understanding from FSRE first, then dive into the specifics of mortgages in the reshaped CeMAP 2, and finally polish your practical skills in CeMAP 3 with its clearer syllabus. In theory, this sequencing should make the learning curve smoother. Many students struggle when they learn things in a disjointed way; the new CeMAP aims to avoid that by improving the clarity and flow of topics (one of the main reasons LIBF is making these changes).

Different learning styles may need to adapt. If you’re someone who prefers rote learning (e.g. flashcards, memorising definitions, etc.), be aware that FSRE and the new exams will ask you to apply knowledge, not just recite it. For example, instead of simply recalling a rule, you might be given a scenario and asked to choose the best action or identify what regulation applies. This means you’ll need to truly understand the concepts and not just memorise bullet points. Learners who are comfortable with scenario-based questions or who learn best by seeing how things work in context will likely thrive in this environment. If your style is more “learn the facts and figures,” don’t worry – you can absolutely adjust by practicing with the many case examples provided. It may feel more challenging at first, but it will ultimately deepen your comprehension.

The FSRE study materials encourage you to think critically (with case studies and “think it through” questions built in), so take advantage of those to develop your applied knowledge skills. And remember, understanding something well enough to apply it is a sign you’ve truly mastered it – which is a great confidence boost when you start advising clients in real life.

Plenty of support will be available. LIBF will supply syllabus textbooks, and have a number of resources such as practice papers for the new modules you can purchase, just as they do for the current ones. Accredited Training providers are also updating their courses to cover the new content and exam style. So even though you’ll be among the first cohorts on the new syllabus, you won’t be a guinea pig left to figure it out alone, there’s guidance every step of the way. For instance, expect updated mock exams reflecting the FSRE style, and tutors (like our Futuretrend instructors) who are already versed in the differences and are already FSRE qualified and experience in teaching the module as part of the DipFA qualification and ready to tailor the training accordingly.

Outcome for new learners: Don’t be afraid of the new CeMAP structure. It was created to benefit learners like you. Yes, FSRE being Level 4 means you’re jumping in the deep end compared to the old days, but you’ll also gain a richer understanding from the outset. Embrace the case studies and the broader knowledge – it will make you a more competent adviser.

If you ever feel overwhelmed, remember that you’re not the only one and that support is available (study groups, tutor sessions, revision tools, etc.). Many students actually find that having a clear structure and real-world case examples makes the material more interesting and memorable. And ultimately, passing CeMAP under the new structure will prove you’ve met a high standard of training – something to be proud of as you enter your new career.

Timeline – Key Dates for the CeMAP 2025 Transition

Mark your calendars – the LIBF has set out specific dates for the switch to the new CeMAP structure. Here’s a timeline of what happens when:

Timeline – Key Dates for the CeMAP 2025 Transition

29 September 2025 – Last Date to Enrol on Current CeMAP (Old Syllabus):

This is the current deadline to register for the existing CeMAP modules (UKFR, Mortgages, ASSM). If you enroll on or before 29 September 2025, you’ll be doing the current version of CeMAP. After this date, new registrations will automatically be for the updated syllabus. Essentially, 29 September 2025 is your last chance to start CeMAP under the current system. (Note: if you’re already enrolled or part-way through, you can continue, but pay attention to the final exam dates below).

30th September 2025 – New CeMAP 2025 Syllabus Go-Live:

LIBF typically rolls out new academic content in late August or early September. For 2025, September 30, 2025 is the targeted “go-live” date when the FSRE (Level 4) module and revised CeMAP 2/3 syllabus become active. From this point forward, all study materials, course registrations, and exams will align to the new structure. Training providers and LIBF will provide the updated textbooks and resources for CeMAP 2025/26 at this time.

10 November 2025 – First Exams on New CeMAP Structure:

The LIBF has slated November 10, 2025 as the first date when candidates can sit exams under the new syllabus (in practice, that likely means the first FSRE Level 4 exam sittings, as well as the new-format CeMAP 2 and CeMAP 3 exams). This gives a short window (~6 weeks from go-live) where early adopters might attempt the new FSRE. Expect Pearson VUE centers and LIBF’s exam portal to have FSRE exam slots available from mid-November 2025 onward. For most students, the first encounter with FSRE will be on or after this date.

12 January 2026 – Final Deadline to Complete Old CeMAP Exams:

If you enrolled in the old CeMAP syllabus, you must pass all your CeMAP exams by start-January 2026. January 12, 2026 is the final cutoff for any exams on the “old” modules (CeMAP 1, 2, 3). After this date, the legacy exams and syllabus are fully retired. In practical terms, this could be the last date LIBF allows an exam sitting for CeMAP 1, 2, or 3 under the previous format. Any candidate who hasn’t completed by then will need to transition to the new syllabus – we’ll discuss transition scenarios below.

(Keep in mind: the above dates are critical milestones provided by LIBF to manage the transition. If you are mid-study, make sure to schedule your exams well in advance of the final deadline – don’t aim for the very last day!)

Beyond January 2026:

All CeMAP exams conducted after 13 January 2026 will be on the new syllabus only. The CeMAP qualification going forward will consist of Module 1 (FSRE Level 4), Module 2 (updated Mortgages units), and Module 3 (updated ASSM). Anyone still studying their mortgage adviser qualification from 13 January 2026 will automatically be moved to this new pathway. LIBF and training providers may offer support for those bridging from old to new (for example, if you passed some modules under the old system and need to take an equivalent new module for whatever you missed).

Final Notes and Staying Informed

As of now (mid-2025), the plan for the CeMAP overhaul is well-defined in broad strokes, but some details are still being finalised. LIBF is expected to release official documentation (qualification guidelines, etc.) as the launch of the new modules approaches in July. CeMAP 2 and CeMAP 3 in particular may see minor content adjustments beyond just the structural reorganisation we discussed. We will update our guidance as the LIBF publishes the final specs.

As its stands CeMAP 2 will be split into two units

Currently, CeMAP Module 2 (“Mortgages”) comprises four smaller units (Units 3, 4, 5, 6) each with its own sub-topics and mini-exams. Under the 2025 restructure, LIBF is streamlining CeMAP 2 into two larger units instead of four. This likely means the content of the mortgages module will be reorganised and assessed in two parts. While details are still emerging, candidates can expect a revised syllabus for CeMAP 2 with two exam sections instead of four, covering all the key mortgage law, policy, products, and practice content in a more integrated way. The overall Module 2 will remain at Level 3, but the structure of its assessment will change to simplify the exam process.

CeMAP 3 becomes a standalone module with updated content

CeMAP Module 3 (Assessment of Mortgage Advice Knowledge) is the final exam that tests application of learning via case studies. Historically, CeMAP 3 had no separate study text (it was essentially an applied test of Modules 1 & 2 content). With the 2025 changes, CeMAP 3 will have its own dedicated syllabus/content most likely include protection. The exam format for CeMAP 3 is expected to remain similar – i.e. a case study based assessment (though this is yet to be confirmed) – but aligned with any new content introduced in Modules 1 and 2. Treating CeMAP 3 as a standalone syllabus ensures learners are explicitly taught how to apply knowledge to client scenarios, rather than just assuming they’ll carry over knowledge from earlier modules.

This article is based on the best information we have to date – including insights from LIBF briefings, the detailed syllabus comparison of UKFR vs FSRE (which we’ve cross-referenced), and our internal expertise from training many CeMAP students. Please treat this as a helpful guide rather than the absolute final word, since LIBF could tweak the details. The core messages, however, are unlikely to change: CeMAP 1 UKFR is becoming FSRE (Level 4), CeMAP 2 and 3 will be revamped but remain Level 3, and the goal is improved clarity, not unnecessary difficulty.

If you’re ever unsure about an aspect of the transition, check LIBF’s official communications and announcements as they are released in July or get in touch with a training provider or the LIBF support team. The LIBF website and student portal will have the latest notices on enrolment deadlines and syllabus releases. And of course, we at Futuretrend are here to answer questions and guide our students through these changes as well.

Next Steps: How Futuretrend Can Help You Succeed

Changes like these can seem daunting, but with the right preparation and support, you can turn them into an opportunity to excel. Futuretrend Training is committed to helping both current and new CeMAP learners navigate this transition smoothly. Whether you decide to fast-track under the current syllabus or embark on the new 2025/26 syllabus, our team is ready to support you every step of the way.

CeMAP via LIBF Accreditation

Our study options are designed to cater to different needs and schedules:

CeMAP Study Hub (Online Portal):

All Futuretrend students get access to our CeMAP Study Hub, an online learning portal packed with resources. This portal provides structured guidance through each unit’s topics, so you know exactly what to study and in what order. You’ll find a wealth of multimedia resources: Made Easy revision guides (simplified notes breaking down complex topics), video tutorials covering the syllabus sections, audio lessons (great for learning on the go), and even podcast-style discussions on key concepts. The Study Hub also includes topic quizzes and full mock exams that you can take to test your readiness, with instant feedback. These resources are continuously updated – rest assured that if you end up on the new syllabus, our materials for FSRE and revised CeMAP 2/3 will be available when needed.

Virtual Classroom Training:

If you prefer a live, instructor-led experience, Futuretrend runs live virtual classes for CeMAP. You can join from anywhere and still get the benefits of a classroom environment. Our experienced tutors teach the syllabus in an interactive way, sharing real-life examples to bring the content to life. Students often comment that having a tutor explain tricky topics or provide memory aids is invaluable – it can cut your study time dramatically because you’re learning smart. For example, a past student of ours noted that the training “was excellent… the real life examples really helped make things memorable”. We offer intensive courses (e.g. covering CeMAP 1 in one week), small class sizes and the ability to ask questions live mean you won’t get stuck on any topic. We have one last live course running in July on current syllabus for those looking at getting training completed before the new structure is released.

Final July 2025 Classroom Course (Current Syllabus):

If you’re aiming to complete CeMAP under the current syllabus and would benefit from an intensive revision, we’ve scheduled a last round of CeMAP classes in July 2025. This will be a focused course covering the current CeMAP 1, 2, and 3 content, intended to get you exam-ready before the transition. It’s a great opportunity to polish off your understanding and tackle any weak areas with an expert instructor, in time for the final exams later in 2025. (Spaces may be limited for this final course, so keep an eye on our announcements if you’re interested.)

No matter which study mode you choose, Futuretrend’s tutors (who are fully apprised of the LIBF changes) will ensure you’re learning the right material for the right exam and will share strategies to handle the exam style. We understand that everyone’s situation is unique – some of you want to hurry and finish now, others will take the new route – and we’re here to support both paths. Our approach is always informative, accessible, and supportive – we want you to feel confident and well-prepared, not pressured.

In conclusion, the upcoming CeMAP changes in 2025 are a positive evolution for a long-standing qualification. Yes, there’s a new module to tackle and a higher level of study, but these changes are meant to enhance your learning and ultimately produce better mortgage advisers. With awareness of what’s coming and proper preparation, you can turn this to your advantage. Whether you stick with the current syllabus for now or start afresh with FSRE, you’ll be on your way to achieving your CeMAP and launching your career in mortgage advice.

Futuretrend is here to help you make it happen. As a leading provider of CeMAP training in the UK, we have the courses, tools, and expert guidance to fast-track your success. From intensive workshops to our flexible Study Hub, we’ll tailor our support to your schedule. Many of our successful students look back and say, “I wish I had started sooner.” So take that first step today.

If you have any questions or need guidance on what to do next, feel free to reach out to Futuretrend. We’re happy to advise on your study plan – be it completing now or gearing up for the new syllabus. Change can be challenging, but with the right support network, you’ve got this! Here’s to your CeMAP success and a bright future as a qualified mortgage adviser.

Enrol in Futuretrend’s CeMAP program now and give yourself the best chance to pass all your exams before final cut off. By doing so, you’ll qualify under the current syllabus and step into your new role as a mortgage adviser without facing the upcoming exam challenges. Don’t let the window close on this opportunity – contact us or sign up through our website to jumpstart your CeMAP journey.

Equip yourself with the CeMAP qualification on your terms and timeline – and join the ranks of qualified mortgage professionals powering the dreams of homeownership across the UK. The future is bright for mortgage advisers, and with these changes on the horizon, the best time to become qualified is right now. Let’s get you there before the clock runs out!