If you’re planning to become a mortgage adviser in the UK, the LIBF Certificate in Mortgage Advice and Practice (CeMAP) is your key to unlocking this career path. This qualification is highly respected and FCA-recognised, giving you the knowledge and credibility to offer expert mortgage advice. In this blog, we’ll break down everything you need to know about the CeMAP exams — from the structure and duration to the different ways you can take the test and the security measures in place.
Understanding the CeMAP Qualification
The CeMAP qualification consists of three modules, each designed to test different aspects of your mortgage advice knowledge:
- CeMAP 1: UK Financial Regulation (UKFR)
- CeMAP 2: Mortgages
- CeMAP 3: Assessment of Mortgage Advice Knowledge (ASSM)
Let’s dive into each module individually so you know what to expect.
Module Breakdown
CeMAP 1: UK Financial Regulation (UKFR)
This module covers the financial services environment and the regulation of mortgage advice. If you’ve been wondering how long is CeMAP 1 exam, here’s the breakdown:
- Exam Structure: Two units (Unit 1 and Unit 2)
- Number of Questions: 100 multiple-choice CeMAP 1 questions (50 per unit)
- Duration: 2 hours (1 hour per unit)
- Pass Mark: 70%
- Key Topics:
- Financial services and products
- Regulatory bodies (like FCA)
- Key legislation and compliance requirements
CeMAP 2: Mortgages
This module dives into the intricacies of mortgage products and the application process. Many candidates search for CeMAP 2 questions to practice, as the content can be quite detailed.
Although exam is still 100 questions and 2 hours in length as in CeMAP 1, the question numbers and duration for each unit differs between units
- Exam Structure: Four units (Unit 3 to Unit 6)
- Number of Questions and duration:
- Units 3 & 4: Each unit comprises 25 standalone multiple-choice questions.
Students need to achieve at least 17/25 to pass each unit.
Time allocation for these unit is 30 minutes each. - Unit 5: This unit comprises of 20 standalone multiple-choice questions.
Students need to achieve at least 14/20 to pass this unit.
Time allocation for this unit is 24 minutes. - Unit 6: This unit comprises of 30 standalone multiple-choice questions.
Students need to achieve at least 21/30 to pass this unit.
Time allocation for this unit is 36 minutes.
- Units 3 & 4: Each unit comprises 25 standalone multiple-choice questions.
- Pass Mark: 70%
- Key Topics:
- Types of mortgage products
- Mortgage law and practice
- Property purchase process
- Mortgage payment methods and protection policies
CeMAP 3: Assessment of Mortgage Advice Knowledge (ASSM)
This module tests your ability to apply knowledge in real-world scenarios. When people ask how many CeMAP exams are there, this third module completes the qualification.
- Exam Structure: One unit
- Number of Questions: 6 case studies with 10 multiple-choice questions each (60 questions total)
- Duration: 2 hours
- Pass Mark: 70%
- Key Topics:
- Client assessment and recommendations
- Suitability of mortgage products
- Risk assessment
Exam Delivery Options
You can choose where to take CeMAP exams, with two main options:
Pearson VUE Test Centres
These centres provide a secure environment for your exams with in-person invigilation.
- Booking: Flexible scheduling — how do I book my CeMAP exam? You can do it directly via Pearson VUE’s website.
- Environment: Quiet, controlled setting
- ID Checks: Photo ID required
- Locations: All over UK and selected spots around Europe
Online Exams
If you prefer to take the exams from home, you can use Pearson VUE’s online proctoring system. This is a convenient option if you’re wondering where can I sit my CeMAP exam without traveling to a test centre.
- Requirements:
- A stable internet connection
- A web camera and microphone
Required to download specific exam software that will take control of computer during exam. - A quiet, private space (No interruptions)
- Security Checks:
- ID verification
- 360-degree room scan
- Continuous monitoring via webcam
Please Note: these rules are very strict, movement away from your monitor/web camera, someone entering our room while exam is live or talking to your self can and normally will result in your exam being shut down.
For those researching how to book a CeMAP exam, LIBF provides a straightforward process, whether you choose a test centre or the online option. Full guidelines on exams will be provided by your LIBF portal on registration.
Tips for Success
- Time Management: Practice timed mock exams to get comfortable with the pace — crucial when tackling CeMAP questions under pressure.
- Study Plan: Break your studies into manageable chunks, focusing on one module at a time.
- Mock Tests: Familiarise yourself with the question format and identify areas for improvement.
- Resources: Use LIBF materials, online courses, and study groups for comprehensive preparation.
By understanding the structure, duration, and delivery options for the CeMAP exams, you’ll be better equipped to succeed. Whether you choose to sit your exams in a Pearson VUE centre or online, careful preparation and an organised study approach will put you on the path to passing each module with confidence.