As the mortgage industry continues to evolve, staying up to date with the latest regulations, market trends, and best practices is essential for mortgage advisers. Continuing Professional Development (CPD) is not just a requirement for compliance but a crucial tool for career growth and client success. Whether you are new to the industry or have a few years of experience, leveraging the right CPD resources can enhance your knowledge and keep you ahead of industry changes.
Why CPD Matters for Mortgage Advisers
CPD ensures mortgage advisers remain competent and confident in their roles. With regulatory shifts, emerging financial products, and evolving client needs, continuous learning is crucial. CPD helps advisers to:
- Stay compliant with Financial Conduct Authority (FCA) requirements.
- Build credibility and trust with clients.
- Gain expertise in specialist areas such as buy-to-let, adverse credit, and self-employed mortgages.
- Improve efficiency and service quality by adopting new technologies and industry tools.
Top CPD Resources for Mortgage Advisers in 2025
Online CPD Courses and Webinars
Best Platforms:
- The London Institute of Banking & Finance (LIBF) – Offers a range of CPD courses tailored to mortgage professionals.
- Chartered Insurance Institute (CII) – Provides structured learning for advisers looking to enhance their expertise.
- Financial Reporter Events – Regularly updated webinars on industry trends and regulatory updates.
- Mortgage Solutions CPD Hub – Free learning materials and assessments to help advisers stay compliant.
Actionable Tip: Allocate at least one hour per week to online CPD courses to maintain steady learning progress.
Industry Publications and Articles
Keeping up with mortgage news and policy changes is vital. Recommended publications include:
- Mortgage Strategy – Covers breaking news, market analysis, and regulatory updates.
- Financial Times: Mortgage Section – In-depth insights into the broader financial landscape.
- FTAdviser – Focuses on mortgage industry trends, compliance updates, and adviser best practices.
Actionable Tip: Subscribe to newsletters from these publications to receive the latest updates directly in your inbox.
Networking and Industry Events
Engaging with industry peers and experts can provide valuable learning opportunities. Recommended events:
- Mortgage Business Expo (MBE) – Offers CPD-accredited seminars on emerging mortgage trends.
- Financial Services Expo (FSE) – A great event for networking and attending expert-led discussions.
- National Association of Commercial Finance Brokers (NACFB) Events – Focuses on specialist finance and commercial lending updates.
Pitfall to Avoid: Relying solely on self-study. Attending live events fosters engagement and provides real-time insights from industry leaders.
FCA and Government Resources
Staying compliant with FCA regulations is essential. Advisers should regularly review:
- FCA Handbook – The primary source for regulatory guidelines and updates.
- Gov.uk: Stamp Duty & Mortgage Policies – Ensures advisers remain up to date with tax and housing policy changes.
Actionable Tip: Bookmark these pages and review them monthly to stay informed about regulatory developments.
Podcasts and Video Content
For advisers who prefer on-the-go learning, mortgage-related podcasts and video content offer a flexible alternative.
- The Property Podcast – Covers mortgage trends, property investing, and regulatory insights.
- Inside Property Investing Podcast – Provides valuable discussions on finance and mortgage-related topics.
- YouTube Channels like The Mortgage Broker Broadcast – Shares industry updates and expert advice.
Actionable Tip: Listen to a podcast during your daily commute to maximise CPD learning time.
Common CPD Pitfalls and How to Overcome Them
Procrastination and Lack of Time Management
Solution: Schedule CPD sessions in advance and treat them as essential work commitments.
Focusing Only on Compliance-Based Learning
Solution: Diversify learning by including market trends, technology updates, and customer service skills.
Not Applying Learned Knowledge
Solution: Implement new insights into daily advisory work and share knowledge with colleagues.
Final Thoughts
CPD is an ongoing process that helps mortgage advisers remain competitive and confident in their industry knowledge. By utilizing a mix of structured courses, publications, networking opportunities, and digital content, advisers can build a well-rounded learning strategy that enhances their professional growth.